Payday Loan | Cash Advance

$100 to $1,000



Bad, So-So & No Credit Ok!

Fast & Easy Online Approval

Takes Just 2 to 4 Minutes

Funds in 1-24 Business Hours

Terms of 4 to 35+ Days

APRs of 36.00 to 1,760.00%




Apply 24/7 365 Days a Year Apply 24/7 365 Days a Year
Flexible Repayment Terms Flexible Repayment Terms
Direct Lending Sources 3,560 Direct Lending Sources
Checking or Savings Account Checking or Savings Account
No Obligation Application No Obligation Application
Online, Safe, Secure, Private Online, Safe, Secure, Private


Need more than 35+ days? Try an
installment loan for bad credit.



Pair-o-Meter
With each question answered, the Pair-O-Meter will adjust the accuracy level, and likelihood of being paired, based on the information you've given.





Payday loan Pair-O-Meter - Supply information in the form to improve your likeliness of being be paired with a payday loan source

Application

 Preferred Amount:
100
1000
Cost per $100:
   1
30
     Select Due Date:     
 Due:
Based on your entries above...
Preferred
Amount
 

Total of
Payments
 
Loan
Term
 

Finance
Charges
 
1 Payment of
 
 

APR
 
 
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Complete Our Secure Form Complete Our Secure Form

Choose a Loan Source Choose a Loan Source

Complete Your Application, Using the On-Screen Instructions Complete Your Application, Using the On-Screen Instructions

Funds Deposited Into Your Account Funds Deposited Into Your Account

Anonymously learn if you'll likely be paired with a loan source by completing our short, simple form. No personally identifying data is collected. All fields except your state of residence are optional, but the more information provided, the better we can pair you with the right loan source for your unique situation. With each question answered, the Pair-O-Meter will adjust the accuracy level, and likelihood of being paired, based on the information you've given.

Requirements
Have an open checking or savings account
Have state or federally issued identification
Monthly income (before taxes) of $1,000+
You must be 18 years of age or more.
Be a resident of the United States

Loan Application Checklist
Active Email Address
Bank Account Number and Routing Number
Employment, Income, or Benefit Information
Your Social Security Number and your State or Federally Issued Identification

About 10 seconds after submitting your pairing request, you will be able to see, online, if you have been paired with one or more loan sources. If so, review the sources displayed, select the one that most satisfies your requirements, then click the “click to continue” button. This will open a new window in your browser and you will see the application for the loan source you have chosen. Complete the online application, following the instructions from your chosen loan source.

 

Related Loan Programs

Why Use We Give Loans for your Loan Needs?



Sometimes, no matter how hard we work, things just have a way of turning upside-down. You can be going along, cruising across the sea of life, and suddenly a rogue wave known as a $500 car repair bill comes along and knocks you into the water. And often, the hits keep coming. A notice shows up that your rent is going up by $100 a month. You get a crushingly high utility bill. A silly mistake balancing the checkbook results in overdrawing your account and outrageous fees. Tripping over a chair could land you in Urgent Care with a broken nose. The list of things that can sink your finances in the blink of an eye goes on and on.

These things can happen to anyone, and when they do, you probably don’t have a rich aunt or uncle waiting to help you out. You need a loan and you need it fast. How can you find a cash advance when you need one? How can you avoid being ripped off by an unlicensed, predatory scam artist? How can you choose from all of the loan sources out there and find the best one? A person could spend days going from lender to lender, and website to website, and you don’t have that kind of time to waste.

When you’re drowning in unforeseen expenses, We Give Loans is here to throw you a lifeline. We offer unique access to more than 3,560 direct lending sources, many of which approve and fund loans in 1 - 24 business hours! We pioneered the consumer-to-lender pairing process in 2006, and we’ve helped over two million people since then to find the loans they needed for their individual circumstances. Whether you need $100 for some groceries to tide you over until payday after being wiped out by an emergency, or up to $1,000 to deal with a crisis and stay afloat, a loan from one of our sources can save the day.

Do you need more than 35 days to repay your loan? Do you need more than $500? Would installment payments work better for your budget? We also have a network of 8,560 loan sources that offer bad credit personal loans!

We make it incredibly easy to find the right cash advance from the right source. Simply fill out our short, secure form online. It’s anonymous and secure. We just need the basics of your situation. From there, we pair you with the best sources from our network and show you the right options for your needs. You select a loan source and complete your loan application with them. If approved, you could have the cash you need in a few hours, sometimes even in a few minutes!

Do you have bad credit or no credit and banks won’t help you? Stop getting doors slammed in your face! Many of our loan sources offer cash advances for people with poor credit and are willing to work with you. Don’t flounder around any longer. Complete our form now and let us help you plot a course toward financial peace of mind!


Payday Loan Information, State Laws, and City Ordinances


Each state, and sometimes an individual city, has its own laws. Here you can find and learn about the various state laws and city ordinances for where you live. This knowledge can help you to make an educated borrowing decision.


WE GIVE LOANS – FEE
We Give Loans does not ever charge a fee to consumers for using our services.

DOWN PAYMENT – UP- FRONT MONIES
There are no down payment or up-front monies required from We Give Loans, Inc or any of the loan sources advertised on wegiveloans.com. We Give Loans does not recommend ever paying up-front fees to obtain a loan. We urge you to be very suspicious of any such arrangement. Only in the event that you actually receive a loan from a service provider, or lender, will you incur a fee or interest charge. That amount should be disclosed to you by your service provider or lender prior to you obligating yourself to a loan, so you should know your fee structure/APR before obligating yourself to a loan.

REPRESENTATIVE APR RANGE
We Give Loans, Inc and wegiveloans.com are not lenders and do not provide short-term loans; but pair consumers with lenders or loan sources who may provide such loans. We Give Loans is not able to provide you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved and accept the loan. APRs vary according to the information supplied by you in your loan request, and your loan source. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. The APRs (Annual Percentage Rates) for payday loans on this website will vary from between 36.00 and 1,760.00%. For help with any We Give Loans related services, consumers may contact us.

Example 1 - Low range APR:
We estimate that the finance charges offered through the loan sources displayed on this website range from $3 per $100 borrowed each 30 days (one month) up to $30 per $100 borrowed each 30 days (one month). The corresponding Annual Percentage Rate (APR) range for this estimated range would be between 36.00% and 360.00%.

What does this mean for you? Let’s say you borrow $200 for 30 days and the finance charge is $3 per $100. At the end of 30 days, you would pay back $206. The APR for that loan would be 36.00%

If you borrowed that $200 from a different loan source that charges $30 in finance charges per $100 borrowed, you would pay back $260 at the end of the 30 days. The APR for that loan would be 360.00%

These examples are based on a minimum 30 day loan term, regardless of early loan payoff.

Example 2 - Medium range APR:
We estimate that the finance charges offered through the loan sources displayed on this website range from $3 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) range for this estimated range would be between 78.00% and 780.00%.

What does this mean for you? Let’s say you borrow $200 for 14 days and the finance charge is $3 per $100. At the end of 14 days, you would pay back $206. The APR for that loan would be 78.00%

If you borrowed that $200 from a different loan source that charges $30 in finance charges per $100 borrowed, you would pay back $260 at the end of the 14 days. The APR for that loan would be 780.00%

These examples are based on a minimum 14 day loan term, regardless of early loan payoff.

Example 3 - High range APR:
We estimate that the finance charges offered through the loan sources displayed on this website range from $3 per $100 borrowed each 7 days (one week) up to $30 per $100 borrowed each 7 days (one week). The corresponding Annual Percentage Rate (APR) range for this estimated range would be between 156.00% and 1560.00%.

What does this mean for you? Let’s say you borrow $200 for 7 days and the finance charge is $3 per $100. At the end of 7 days, you would pay back $206. The APR for that loan would be 156.00%

If you borrowed that $200 from a different loan source that charges $30 in finance charges per $100 borrowed, you would pay back $260 at the end of the 7 days. The APR for that loan would be 1560.00%

These examples are based on a minimum 7 day loan term, regardless of early loan payoff.

AVAILABILITY
Residents of some states may not be eligible for some, all, or none of the loan programs offered on this website. wegiveloans.com does not guarantee that completing an inquiry form will result in you being paired with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.

COLLECTION PRACTICES
We Give Loans is not a lender and We Give Loans does not engage in debt collection practices. Your lenders' collection practices will be disclosed to you in the loan documents. If you are unsure of the collection practices used by a specific lender, we recommend that you discuss this issue with your lender directly. We Give Loans makes reasonable efforts to only work with established, reputable lenders who pursue collections of past due accounts with fair and legal conduct.

CREDIT SCORE IMPACT
We Give Loans does not make credit decisions, nor does We Give Loans conduct a credit inquiry on consumers. Some lenders or service providers within the We Give Loans network may (depending on the loan program you are wanting to obtain) perform a credit check with some, all, or none of the three major credit reporting bureaus: Experian, Equifax, and Trans Union. In these instances, your credit score may be impacted by the credit inquiry. Alternatively, credit checks or consumer reports through other providers such as Teletrack or DP Bureau, which will not impact your credit score with: Experian, Equifax, or Trans Union, may be obtained by some service providers or lenders in certain circumstances. Ultimately, your credit score may or may not be affected by the actions of a particular lender. If you do not repay your loan on time, your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score. We encourage consumers with credit problems to consult a credit counseling company.

LEGAL DISCLAIMER
This website does not constitute an offer or solicitation to lend. We Give Loans, Inc and wegiveloans.com, collectively and individually, are not lenders, do not broker loans, and do not make loan or credit decisions. The operator of this website is not an agent, representative, or broker of any lender and does not endorse or charge you for any service or product. wegiveloans.com provides a service only and is not acting as a representative, agent, or correspondent for any service provider or lender. wegiveloans.com’s purpose is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. wegiveloans.com does not endorse any particular service provider, lender, or loan product. You are under no obligation to use wegiveloans.com’s service to initiate contact, nor apply for credit or any loan product, with any service provider or lender. Greater clarity is provided within the disclosure for each loan type. Generally speaking, some service providers or lenders may (depending on the loan program you desire to obtain) perform a credit check with some, all, or none of the three major credit reporting bureaus: Experian, Equifax, and Trans Union. In these instances your credit score may be impacted by the credit inquiry. Alternatively, credit checks or consumer reports through other providers, such as Teletrack or DP Bureau, will not impact your credit score with Experian, Equifax, or Trans Union, and may be obtained by some service providers or lenders in certain circumstances. You will not be charged any fees to use wegiveloans.com’s service. If you have additional questions concerning this you may contact us.

RENEWAL POLICY INFORMATION
Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you, by your lender, prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Payday loans are intended to be a short-term financial instrument. We Give Loans encourages all consumers to repay the loan on time, and in full, in order to avoid late payment and/or non-payment fees. If you suspect that you may be unable to pay off a loan, we would recommend that you explore loan alternatives before applying for a loan.

IMPLICATIONS OF NON-PAYMENT AND OTHER CONSIDERATIONS
We would like to remind you that We Give Loans is not a lender, and We Give Loans does not charge any fees for its services. Every lender or loan source in the wegiveloans.com network provides the consumer with specific terms, conditions, and practices prior to the consumer's acceptance of the loan. We recommend that you carefully review the terms and conditions of any loan offer presented to you.

IMPLICATIONS OF NON-PAYMENT, LATE PAYMENT, OR PARTIAL PAYMENT
When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may apply in the event that you are unable to repay your loan in full, or if you make a late payment. We Give Loans cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. We Give Loans has no control or knowledge of the loan details between you and your lender. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender. We Give Loans does make an effort to work only with reputable lenders dedicated to pursuing collections of past due accounts in a fair, legal, and reasonable manner.

Payday loans and cash advances should be used for short-term financial needs only, not as a long-term financial solution. Consumers with credit difficulties should consider seeking credit counseling.

NY - This service is not available in New York or to New York borrowers due to interest rate limits under New York law.
Many of the loan offers that appear on this site are from companies from which We Give Loans Inc, receives compensation. Many more of the loan sources that appear on this site are companies from which we receive no compensation.

The results of our “pairing process”, loan assessments, and reviews are based on objective quantitative and qualitative analysis of loan attributes. They are not affected by compensation.

Compensation may impact which loan sources we review and write about and how and where products appear on this site (including, for example, the order in which they appear).

While we try to feature as many loan offers on our site as we can maintain (3,700+ and counting!), we recognize that our site does not feature every loan company or loan product available on the market.

Additionally, our star ratings are a mix of user feedback and We Give Loan’s independent evaluation which are independent of compensation.