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Winter can be a fun time of year here in Forest Grove. Unfortunately, this is also the most expensive time of the year. We all have to buy more things to get through the season, and often our utility bills are higher as well. That’s exactly how so many of us get into a pinch right now, even though we do our best to stick to the budget. Let’s say you’re on your way to Maggie’s Buns for something to eat. Before you get there, you get a phone call and find out that now you will have to make a trip to pick up your cousin, who is in the middle of a crisis and lives three states away. Where are you going to get the cash for something like this?