Montana Payday Loan Laws and Regulations in (MT)

(last updated 01/02/2018)
Payday loans and cash advances are legal in Montana. The Montana Division of Banking & Financial Institutions has been regulating Payday Loans and Cash Advances since January 1, 2011. As of 09/18/2014 there were an unspecified number of licensed lenders and unspecified licensed locations in Montana.
 
The maximum payday loan allowed in Montana is $300. The maximum payday loan as a percentage of income is not specified. The number of loans that can be open at one time is not specified. The maximum permissible fees allowed in Montana is no more than 25% of the principal amount of the loan, and a maximum APR of 36% . The cooling off or waiting period for obtaining another loan is 0 days. The number of rollovers that are permitted is not specified. The minimum loan term is not specified. The maximum loan term is 31 days.
 
This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Montana, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Montana Division of Banking & Financial Institutions .
 
The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Montana. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nations (for example) a Native American Tribe or the country of Antigua.

Montana Payday Lending Regulator (MT)

Regulating Authority
Montana Division of Banking & Financial Institutions
301 South Park
Suite 316
Helena, MT 59601
(406) 841-2920
http://banking.mt.gov

Agency for Handling Complaints
Montana Division of Banking & Financial Institutions
PO Box 200546
Helena , MT 59620
(406) 841-2920
http://banking.mt.gov

 


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Montana Payday Loans (MT) by City

Anaconda
Baker
Belgrade
Big Timber
Billings
Bozeman
Butte
Choteau
Colstrip
Columbia Falls
Columbus
Conrad
Cut Bank
Deer Lodge
Dillon
East Helena
Forsyth
Glasgow
Glendive
Great Falls
Hamilton
Hardin
Havre
Helena
Kalispell
Laurel
Lewistown
Libby
Livingston
Malta
Manhattan
Miles City
Missoula
Plentywood
Polson
Red Lodge
Ronan
Roundup
Shelby
Sidney
Stevensville
Three Forks
Townsend
Whitefish
Wolf Point

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