The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of California. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nations (for example) a Native American Tribe or the country of Antigua.
Florida Personal Loan for Bad Credit Lending Regulator (FL)
Florida Office of Financial Resolution
Division of Securities and Finance
101 East Gaines Street