The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Hawaii. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
Hawaii Personal Loan for Bad Credit Lending Regulator (HI)
Division of Financial Institutions Department of Commerce and Consumer Affairs
King Kalakaua Building
335 Merchant Street, Room 221
(808) 586-2820, (800) 394-1902