The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Iowa. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for Example) a Native American Tribe or the country of Antigua.
Iowa Personal Loan for Bad Credit Lending Regulator (IA)
Regulating Authority
Iowa Division of Banking Finance Bureau
200 East Grand Avenue
Suite 300
Des Moines,
IA 50309
(515) 281-4014
https://www.idob.state.ia.us/