The following classes of lending organizations may be exempt from some, all or none of the regulations and laws set by the state of Minnesota. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
Minnesota Personal Loan for Bad Credit Lending Regulator (MN)
Minnesota Department of Commerce
Banking and Finance
85 Seventh Place East, Suite 500