Wondering... “Where can I find a personal loan if I have bad credit, near me in Nebraska?"


Likely, right here! 172 locations to see. BankFirst - Norfolk, NE, First Westroads Bank - Omaha, NE, Waypoint Bank - Cozad, NE, Pinnacle Bank - Lexington, NE, Security First Bank - Sidney, NE, Liberty First Credit Union - Seward, NE, and many more are located near you. Locations, contact information, hours and more here in Nebraska. Detailed bad credit personal loan information below.

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Personal Loans in NE
$1,000 to $40,000 - Credit Score 650+
 
Small Business Loans in NE
For Bad to Excellent Credit. Flexible Terms.

Nebraska Personal Loan for Bad Credit Laws and Regulations in (NE)


(last updated 09/13/2019)
8-820.

Personal loans; credit cards; interest; service fee; fee in lieu of interest.

Subject to the provisions of sections 8-815 to 8-829, any bank may contract for and receive, on any personal loan, charges at a rate not exceeding nineteen percent simple interest per year. In the case of loans initiated by credit card or other type of transaction card, the rate may be any amount agreed to by the parties. Any bank acquired pursuant to sections 8-1512 and 8-1513 may also charge commercially reasonable fees for service and use of a credit card or other type of transaction card on a per transaction and monthly or annual basis. For purposes of this section, section 85 of the National Bank Act, 12 U.S.C. 85, and section 522 of the Depository Institutions Deregulation and Monetary Control Act of 1980, 12 U.S.C. 1831d, all interest, charges, fees, and other amounts permitted under sections 8-815 to 8-829 for loans initiated by credit card or other type of transaction card shall be deemed to be, and may be charged and collected as, interest by the bank, and all other terms and conditions of the agreement between the bank and the borrower that are not prohibited by such sections shall be deemed material to the determination of interest. Notwithstanding the provisions of this section, in the case of loans not initiated by credit card or other type of transaction card, a bank may charge a minimum fee of up to seven dollars and fifty cents in lieu of interest on personal loans and reasonable loan service costs as defined in subdivision (2) of section 45-101.02. Such loan service costs shall not be construed as interest.
 
This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Nebraska, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Nebraska Department of Banking and Finance.
 
The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Nebraska. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

Nebraska Personal Loan for Bad Credit Lending Regulator (NE)

Regulating Authority
Nebraska Department of Banking and Finance
1526 K Street
Suite 300
Lincoln, NE 68508
(402) 471-2171
https://ndbf.nebraska.gov/

Agency for Handling Complaints
The Nebraska Department of Banking and Finance
P.O. Box 95006
Lincoln , NE 68509-5006
(402) 471-2171
https://ndbf.nebraska.gov/consumers/complaints

 
Flag of the State of Nebraska A winter ice storm roars across the plains, turning roads into hockey rinks. One tap of the brake pedal is all it takes to get in a minor fender bender. The damage isn’t major- just a cracked windshield and front bumper, but that means shelling out your $500 deductible. Sometimes that’s all it takes to make your finances slide off into the ditch. When your air conditioning quits working in the summer, or your water heater starts leaking, that’s a few hundred dollars that you weren't planning on spending. There are so many unforeseen expenses that can occur at any time of the year. Most of these situations would not be too big of a deal if we just had a little extra cash, but as you know, dollar bills don’t grow in corn fields.

We Give Loans offers access to over 1,120 personal loan sources. Our unique consumer-to-lender pairing process will help you to find the right personal loan lending source for your specific circumstances. Regardless of credit history, we can pair you with the loan source that can get you the financial peace of mind you need. Whether you have perfect credit, average credit, bad credit, or even no credit at all, you can join the millions of consumers, since 2006, that have found the right personal loan for their borrowing needs. Apply online today, using our secure, short form, and in just moments you can be back on the road with the funds you need.
 

Nebraska Personal Loans for Bad Credit (NE) by City

Nebraska Debt Relief, Financial Counseling, and Consumer Credit Information


If you would like to look into the possible benefits of these services, National Debt Relief - Whom Offers a Free Savings Estimate is a leader in financial counseling services in Nebraska.