The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of New Jersey. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
New Jersey Personal Loan for Bad Credit Lending Regulator (NJ)
Agency for Handling Complaints
New Jersey Department of Banking and Insurance
Consumer Inquiry and Response Center (“CIRC”)
PO Box 471
Trenton , NJ 08625-0471