Wondering... “Where can I find a personal loan if I have bad credit, near me in Ohio?"

Likely, right here! 322 locations to see. US Bank - Huber Heights, OH, First American Loans - Whitehall, OH, US Bank - Mayfield Heights, OH, KeyBank - Massillon, OH, Huntington National Bank - Canton, OH, KeyBank - Mansfield, OH, and many more are located near you. Locations, contact information, hours and more here in Ohio. Detailed bad credit personal loan information below.

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Personal Loans in OH
$1,000 to $40,000 - Credit Score 650+
Payday Loans in OH
Up to $1,000 – Credit Score NA

The following classes of lending organizations may be exempt from some , all, or none of the regulations set by the state of Ohio. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

Ohio Personal Loan for Bad Credit Lending Regulator (OH)

Regulating Authority
Ohio Division of Financial Institutions
77 South High Street
21st Floor
Columbus, OH 43215

Agency for Handling Complaints
Division of Financial Institutions
Office of Consumer Affairs
77 South High Street, 21st Floor
Columbus , OH 43215
(866)278-0003, (614)728-8400


Personal Loan for Bad Credit Lenders (OH) by City

Flag of the State of Ohio If the Longaberger building in Newark was really a basket, you could pretty much fill it with all your bills. When Ohio living just seems to be getting more and more expensive, it sure would be nice to know where people with bad credit can go to receive an installment loan for bad credit.

You should have known better than to leave the house after reading your horoscope in the Columbus Dispatch. But instead, you head out to visit friends in Cincinnati and end up getting sideswiped by a car with bright yellow license plates. Since they took off, you’ll end up having to pay – and you have a $1000 deductible! Working late in Toledo on a proposal for work, you spill some pop into your laptop keyboard. You can’t do your job without a computer – and the way things are built nowadays, you probably will need a new one. These are the types of expenses you really wish you could pay for in installments.

A nice ride in the country through Felicity should be relaxing, but what happens when a tractor kicks up a rock and breaks your windshield – and you don’t have windshield coverage? So if you need car repairs in Canton, a roof patched in Perrysburg, or a lawyer in Lima, an installment loan could make those expenses manageable.

Are your finances coming up short? An installment loan for bad credit might be just the boost you need to stay on top of things. However, getting a loan with bad credit can be tough. We Give Loans understands.

Our unique network has 322 loan sources that offer personal loans for people with bad credit. With one short, secure, form, we can pair you with the right loan source for your situation. Approvals are online and typically take minutes. In 1 to 72 business hours, most lenders can fund installment loans of $500 to $5,000 with flexible repayment terms ranging from 2 to 36 months.

Since 2006, We Give Loans has successfully paired more than two million people with the right loan source, even people seeking loans with bad credit! Our no cost, no obligation pairing process is simple to use and is far more efficient than filling out application after application with many different lenders. Complete our form today and see how easy it is to reach financial peace of mind!

No matter what your needs are, and no matter where in the Buckeye State you live, We Give Loans can help!

Ohio Debt Relief, Financial Counseling, and Consumer Credit Information

If you would like to look into the possible benefits of these services, National Debt Relief - Whom Offers a Free Savings Estimate is a leader in financial counseling services in Ohio.

Ohio Personal Loan for Bad Credit Laws and Regulations in (OH)

(last updated 11/17/2019)
1109.20 Interest and Finance Charge Rates

(A) A bank may contract for and receive interest or finance charges at any rate or rates agreed upon or consented to by the parties to the loan contract, extension of credit, or revolving credit agreement, but not exceeding an annual percentage rate of twenty-five per cent. In addition, a bank may charge, collect, and receive, as interest, other fees and charges that are agreed upon by the bank and the borrower, including, but not limited to, periodic membership fees, cash advance fees, charges for exceeding a designated credit limit, charges for late payments, charges for the return of a dishonored check or other payment instrument, guarantee fees, origination fees, processing fees, application fees, and prepayment fees. Any fees and charges charged, collected, or received by a bank in accordance with this division shall not be included in the computation of the annual percentage rate or the rates of interest or finance charges for purposes of applying the twenty-five per cent limitation.
This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Ohio, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Ohio Division of Financial Institutions.