Wondering... “Where can I find a personal loan if I have bad credit, near me in South Carolina?"

Likely, right here! 0 locations to see. and many more are located near you. Locations, contact information, hours and more here in South Carolina. Detailed bad credit personal loan information below.

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Related South Carolina Loan Programs

Personal Loans in SC
$1,000 to $40,000 - Credit Score 650+
Payday Loans in SC
Up to $1,000 – Credit Score NA

The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of South Carolina. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

South Carolina Personal Loan for Bad Credit Lending Regulator (SC)

Regulating Authority
South Carolina State Board of Financial Institutions
1205 Pendleton Street
Edgar Brown Building 3rd Floor Suite 306
Columbia, SC 29201
(803) 734-2020

Agency for Handling Complaints
South Carolina State Board of Financial Institutions
1205 Pendleton Street
Edgar Brown Building 3rd Floor Suite 306
Columbia , SC 29201
(803) 734-2020


Personal Loan for Bad Credit Lenders (SC) by City

Flag of the State of South Carolina Tough times can hit anyone, at any time. It doesn't matter if you have good credit, or bad credit; or whether you live in Aiken, or Eastover. It happens to us all. No matter what the situation is, a personal loan, also known as an unsecured loan, might just save the day.

Maybe you live in Woodfield SC, and you're cooking up some fish that you picked up from Boston Fish Market. Since you're standing in the kitchen, you figure you might as well load the dishwasher. It's not like it takes all your concentration to flip fish in a pan, right? By the time you're done eating, the dishwasher will be done, and you can put away the dishes before something good finally comes on television. You’re feeling like a task master.

Once you have the machine loaded, you push the start button. Instead of the dishwasher turning on, you just hear a low, rumbling hum of the dishwasher growling at you. It’s making noise, but not doing its job. A couple days goes by before a handyman can come by and check it out. He recommends scrapping the dishwasher for a new one. As old as this thing is, you're only going to have more problems going forward. A new dishwasher will run you $600 that you don't have, and with kids at home, going without one is a poor option. What do you do when you need money, and you have poor credit? You get yourself a personal loan for bad credit, that's what you do.

Maybe you're in Lexington, and you're thinking about checking out USC for next semester, but you can't. Because that clunker of yours won't start, for what seems like the hundredth time, you're stranded at home. It's time to find a new car. You just need something that will at least get you from A to B, without something falling off in the process. You don't have a lot of cash, and that fast food job isn't going to get you a BMW, but that $3000 Honda Accord down at Glenn Auto Mall is right up your alley. If only you could find someone in town that can help you come up with the $1500 that you're short. Look no further, We Give Loans can you get that unsecured loan you need, despite your bad credit. So, go get that car, go check out USC and find out what you need to do to get into classes next semester. Life is too short to stress out about finances.

When life throws more at you than your bank account can handle, let We Give Loans help you. With over 2 million satisfied customers, and unique access to 0 loan sources that specialize in loans for people with bad credit in our network, We Give Loans has the experience and resources to help almost anyone. Our unique no cost, no obligation, consumer-to-lender pairing process has been helping people since 2006.

With lenders offering personal loans for bad credit in amounts from $500 to $5,000, with flexible terms of 2 to 36 months, we can help you find solutions for a variety of needs. Even if you have bad credit, We Give Loans can typically find a loan source willing to work with you and get you the cash you need.

Simply fill out a short and secure form on our website. We will match your unique situation with bad credit loan sources in our network and give you options to choose from. Select a source, complete your loan with them and your loan could be approved online in just moments. With most lenders, you could have your cash within one to three business days. Apply now and see how quickly we can help you find financial peace of mind.

Your appliances might stop working, or your car might call it quits, but We Give Loans always has your back when you need it the most. Good credit, bad credit, no credit- we've got you covered, no matter what!

South Carolina Debt Relief, Financial Counseling, and Consumer Credit Information

If you would like to look into the possible benefits of these services, DebtConsolidation.com - Get Out of Debt - Consolidation Loans - Debt Settlement - Credit Counseling is a leader in financial counseling services in South Carolina.

South Carolina Personal Loan for Bad Credit Laws and Regulations in (SC)

(last updated 11/17/2019)
Code Section

South Carolina Code of Laws 34-31-20: Legal Rate of Interest

Legal Maximum Rate of Interest

8.75% (§34-31-20)

Penalty for Usury (Unlawful Interest Rate)

Usury penalty laws repealed June 25, 1982, but old law may apply to transactions before then (formerly §34-31-50)

Interest Rates on Judgments

12% (§34-31-20)


See South Carolina Consumer Protection Code (§37-1-101 et seq.) This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in South Carolina, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the South Carolina State Board of Financial Institutions.