The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Texas. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
Texas Personal Loan for Bad Credit Lending Regulator (TX)
Texas Office of Consumer Credit Commissioner
2601 North Lamar Boulevard