The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Utah. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
Utah Personal Loan for Bad Credit Lending Regulator (UT)
Utah Department of Financial Institutions
324 South State Street
Salt Lake City,