Wondering... “Where can I find a personal loan if I have bad credit, near me in Utah?"

Likely, right here! 227 locations to see. USA Cash Services - Ogden, UT, Wells Fargo Bank - Salt Lake City, UT, Quik Check - Brigham City, UT, QC Finance - Payson, UT, Wells Fargo Bank - Woods Cross, UT, OneMain Financial - Ogden, UT, and many more are located near you. Locations, contact information, hours and more here in Utah. Detailed bad credit personal loan information below.

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Personal Loans in UT
$1,000 to $40,000 - Credit Score 650+
Payday Loans in UT
Up to $1,000 – Credit Score NA

The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Utah. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

Utah Personal Loan for Bad Credit Lending Regulator (UT)

Regulating Authority
Utah Department of Financial Institutions
324 South State Street
Suite 201
Salt Lake City, UT 84111
(801) 538-8830

Agency for Handling Complaints
Utah Department of Financial Institutions
Attn: Supervisor of Consumer Credit and Compliance, Eva Rees
PO Box 146800
Salt Lake City , UT 84114-6800
(801) 538-8830


Personal Loan for Bad Credit (UT) by City

Flag of the State of Utah There are dozens of ways to enjoy the outdoor life in Utah, and just as many ways to experience sudden expenses. From a fall while mountain climbing, to needing new snow tires, to having to hire someone to plow you out after a blizzard, bills have a way of popping up fast. Sometimes you just need some extra cash for a short time or even just until your next personal. What do you do when you have an unexpected financial shortfall?

We Give Loans has ways to help you dig out from under those financial avalanches. Our consumer-to-lender pairing service has access to over 1,120 personal loan lending sources, allowing you to find the one that fits the best for your exact situation. Millions of consumers, since 2006, have found the right personal loan source or sources for their specific borrowing circumstances with our help.

Fill out our secure, short, and confidential form and in just moments, We Give Loans can help you find the personal loan for your short-term needs. With no cost or obligation, and regardless of your credit history, our process can work quickly for you. Most of our lenders approve and fund loans within 24 business hours, getting you the cash you need. Perfect, average, poor, or even no credit at all are okay. Apply online today and let We Give Loans help you get the peace of mind that you need.

Utah Debt Relief, Financial Counseling, and Consumer Credit Information

If you would like to look into the possible benefits of these services, National Debt Relief - Whom Offers a Free Savings Estimate is a leader in financial counseling services in Utah.

Utah Personal Loan for Bad Credit Laws and Regulations in (UT)

(last updated 11/17/2019)
Utah law does not specify an interest rate ceiling, but does have an “unconscionability” provision (Section 70C-7-106 of the Utah Code). Rates are determined by the market; in other words, competition and demand determine the interest rate. Generally, the worse an applicant’s credit rating, the higher the interest rate charged, however some types of loans such as payday loans, post dated check loans, or “car title loans” tend to have very high interest rates whether the borrower’s credit is good or bad. If you have reasonably good credit, you are nearly always better off avoiding lenders who offer loans to people with bad credit.

In order for consumers to have a standard basis for comparing rates, the federal Truth in Lending Law (Regulation Z) requires disclosure of the interest rate charged as an Annual Percentage Rate (APR). We recommend that you make use of the information available to you and compare rates available to you prior to applying for a loan. This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Utah, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Utah Department of Financial Institutions.