The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Utah. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
Utah Personal Loan for Bad Credit Lending Regulator (UT)
Regulating Authority
Utah Department of Financial Institutions
324 South State Street
Suite 201
Salt Lake City,
UT 84111
(801) 538-8830
https://dfi.utah.gov/