Kentucky Personal Loan Laws and Regulations in (KY)

(last updated 11/13/2019)

This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Kentucky, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Kentucky Office of Financial Institutions.
The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Kentucky. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

Kentucky Personal Lending Regulator (KY)

Regulating Authority
Kentucky Office of Financial Institutions
1025 Capital Center Dr.
Suite 200
Frankfort, KY 40601
(800) 223-2579

Agency for Handling Complaints
The Department of Financial Institutions
Attn: Consumer Complaints Garry Wright
1025 Capital Center Drive, Suite. 200
Frankfort , KY 40601


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