Personal Loans Near You in Lexington, KY

When Cash Runs Short in Lexington, We Give Loans

Your daughter has become a very good rider. She has been taking hunter-jumper classes for several years now is getting quite good. She is dedicated and works hard, spending all her free time at the barn. Her 16th birthday is coming up and you would love to buy her a horse for her birthday. She would love it and you do live in the Horse Capital of the World. However, to purchase a horse is a huge investment, one that will require you to get a personal loan. When the only thing standing in the way of you being able to fulfill your daughter’s dream is money, a signature loan can help.

The cost of buying a horse depends on the training a horse has, whether you purchase it from an organization or private owner, and what breed you buy. There are many places in Lexington that have excellent horses for sale. You don’t want to buy an untrained horse for your daughter. Her safety is paramount. You’re looking at $10,000 for the horse.

You don't have land, so you will need to go with a full-service boarding facility. The cost to board a horse averages around $7,500. When just the stall and pasture are provided and your daughter does the feeding, you could spend an additional $250 or more a month for food. Grooming or farrier care, which includes brushing, hoof trim and horseshoes for her horse, may cost up to $150 per month, depending on whether or not your horse needs new shoes, which is every six to eight weeks. This is an expensive sport, you are finding out. Do you know funding sources available to you in the Lexington metro area? An unsecured loan may be a good option to check out.

Everyone needs an annual check-up, including horses. You will need to budget around $250 per year for routine veterinary care, which includes two annual vaccinations, de-worming every six to eight weeks, and having the horse's teeth checked once a year. You may also want to budget for any unexpected injuries or illnesses. To alleviate some of the costs of having a horse, you may want to purchase medical and mortality insurance policies, which will each be about five and four percent of the value of your horse, respectively.

Buying a trailer also needs to be factored into the cost. You will need to transport your daughter’s horse to and from the veterinarian, boarding facility, and the shows in which she is competing. You have been looking for a used trailer in the Lexington Herald-Leader every day. So far you have found one $1,500.

The total estimated expenditure to buy your daughter a horse is $22,000. You figure you should add in another $1,000 knowing there’ll be an additional expense or two for which you have not accounted. The big question is, how will you manage to get the financing?

Fortunately for you, We Give Loans is here to help. Could $1,000 to $35,000 help you do something big in your life? Since 2006, We Give Loans has helped over two million people to find the right personal loans from the right sources for their unique needs. Our no cost, no obligation, consumer-to-lender pairing process starts with our simple, short, and secure online form. Once we know the basics about your situation, we can pair you with one of the 12,778 personal loan sources in our network.

If you have average credit, good credit or perfect credit, you could qualify for a signature loan with a repayment schedule of 6 to 72 months. From making home improvements, to taking classes, to major purchases, these loans can be used for nearly anything. You can even use an unsecured loan to consolidate other debts, like high interest store credit cards, into one low, easy payment. Complete our form today, and if approved, you could have the cash you need to take the next step toward your dreams in three business days or less. There’s no time like the present, so apply now!

Let the search for a horse begin. With the help from We Give Loans, you can buy her the horse she has always wanted and make it a very happy 16th birthday, indeed.

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