Tennessee Personal Loan Laws and Regulations (TN)

(last updated 11/13/2019)

This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Tennessee, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Tennessee Department of Financial Institutions.
The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Tennessee. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

Tennessee Personal Lending Regulator (TN)

Regulating Authority
Tennessee Department of Financial Institutions
400 Deaderick Street
6th Floor
Nashville, TN 37243

Agency for Handling Complaints
Tennessee Department of Financial Institutions
Consumer Resources Division
400 Deaderick Street, 6th Floor
Nashville , TN 37243
(615) 741-2236


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Related Tennessee Loan Programs

Personal Loans for Bad Credit in TN
$500 to $5,000 - Credit Score Less Than 650
Small Business Loans in TN
For Bad to Excellent Credit. Flexible Terms.
Flag of the State of Tennessee There are more ways to use a personal loan in Tennessee than there are neon lights in Nashvegas. What will you do with yours?

If you’re a fan of the great outdoors, you could use your personal loan to take a nice vacation in the Smoky Mountains—or a long weekend enjoying the activities, or even skiing on fake snow, at Ober Gatlinburg Ski Resort. Maybe music is more your scene. A four-day pass to Bonnaroo could put a big dent in your savings at the First National Bank of Tennessee. Saving up for these things never seems to work; a personal loan could help you budget, and you’d actually get to do them!

Have you been fixing to write a picture book about haunted Civil War sites? You’ll need to travel to Dover, Chattanooga, Franklin, Hurricane Mills, Knoxville, and many other spooky places. That’s going to be expensive. If you want to run for Mayor of Bell Buckle, you’ll need to buy signs, advertising, and more. Or maybe you just want to remodel your kitchen in Kingsport, start your own moon-pie business in Memphis, or finally finish your degree at Watkins College of Art, Design & Film. Whatever your dream is, a personal loan can help you make it happen.

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If you have average credit, good credit or perfect credit, you could qualify for a signature loan with a repayment schedule of 6 to 72 months. From making home improvements, to taking classes, to major purchases, these loans can be used for nearly anything. You can even use an unsecured loan to consolidate other debts, like high interest store credit cards, into one low, easy payment. Complete our form today, and if approved, you could have the cash you need to take the next step toward your dreams in three business days or less. There’s no time like the present, so apply now!


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Tennessee Debt Relief, Financial Counseling, and Consumer Credit Information

If you would like to look into the possible benefits of these services, National Debt Relief - Whom Offers a Free Savings Estimate is a leading provider of financial counseling services in Tennessee.