Texas Personal Loan Laws and Regulations (TX)

(last updated 11/13/2019)

This information is for informational purposes only. Although care has been taken to accurately describe the laws and regulations in Texas, no guarantees are implied or expressed about its accuracy. This is not legal advice. If you need legal advice, please consult an attorney or the Texas Office of Consumer Credit Commissioner.
The following classes of lending organizations may be exempt from some, all, or none of the regulations and laws set by the state of Texas. Federally chartered banks, state chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.

Texas Personal Loan Lending Regulator (TX)

Regulating Authority
Texas Office of Consumer Credit Commissioner
2601 North Lamar Boulevard
Austin, Texas 78705
(800) 538-1579

Agency for Handling Complaints
Texas Office of Consumer Credit Commissioner
2601 North Lamar Boulevard
Austin , TX 78705
(800) 538-1579


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